Free Financial Planning Tools
Eight free calculators to help you plan retirement, education, housing, and insurance — with downloadable PDF reports.
Retirement Planner
Project your retirement fund, monthly shortfall, and how long your savings will last.
Open ToolEducation Fund Calculator
Estimate future tuition costs and the monthly savings needed to cover them.
Open ToolHome Purchase Planner
Find your required down payment, timeline, and monthly amortization.
Open ToolLife Insurance Needs Analyzer
Use the DIME method to calculate the coverage gap for your family.
Open ToolTerm vs VUL Comparison
Compare Term Insurance + Invest vs an Investment-Linked Policy side-by-side.
Open ToolEmergency Fund Checker
See how many months your current savings would cover and your target.
Open ToolNet Worth Calculator
Add up your assets and liabilities to see your net worth at a glance.
Open ToolIncome Replacement Calculator
Find out how many months your family could sustain expenses without your income.
Open Tool