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Terms and Conditions

These Terms and Conditions govern your use of the Inspiralife website (inspiralife.ph), including its tools, articles, and the Inspiralife Academy. By using this site, you agree to these terms.

1. Independent & Educational Platform

Inspiralife is an independent financial education and advisor recruitment platform. We are not affiliated with any insurance or financial company and do not sell any financial product. See our full Disclaimer for details.

2. Use of Free Tools

Our financial planning calculators are provided “as is” for general educational purposes. Results are estimates based on user-provided inputs and simplified assumptions, and should not be the sole basis for financial decisions. Inspiralife is not liable for decisions made based on tool outputs.

3. Inspiralife Academy & Courses

Access to free courses requires email registration. Paid courses require payment in full prior to access, via the payment methods available at checkout. Course content, including the IC Exam Reviewer, is a study aid and does not guarantee passing the official Insurance Commission licensure exam or any other outcome.

Certificates issued upon course completion are issued by Inspiralife and do not constitute a government license or accreditation.

4. Intellectual Property

All content on this site — including articles, tool designs, course materials, and branding — is the property of Inspiralife or its licensors and may not be reproduced, distributed, or used commercially without written permission.

5. User Conduct

You agree not to misuse this website, including attempting unauthorized access to course content, scraping content for redistribution, or submitting false information through our forms.

6. Limitation of Liability

To the fullest extent permitted by law, Inspiralife shall not be liable for any indirect, incidental, or consequential damages arising from your use of this website, its tools, or its courses.

7. Changes to These Terms

We may update these Terms and Conditions from time to time. Continued use of the website after changes are posted constitutes acceptance of the revised terms.

8. Contact

For questions about these terms, contact us via WhatsApp at 0917 838 7144 or visit our Contact page.

Last Updated: June 2026

Inspiralife is not affiliated with any insurance or financial company and does not sell any financial product.