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Free Financial Planning Tools

Eight free calculators to help you plan retirement, education, housing, and insurance — with downloadable PDF reports.

Retirement Planner

Project your retirement fund, monthly shortfall, and how long your savings will last.

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Education Fund Calculator

Estimate future tuition costs and the monthly savings needed to cover them.

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Home Purchase Planner

Find your required down payment, timeline, and monthly amortization.

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Life Insurance Needs Analyzer

Use the DIME method to calculate the coverage gap for your family.

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Term vs VUL Comparison

Compare Term Insurance + Invest vs an Investment-Linked Policy side-by-side.

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Emergency Fund Checker

See how many months your current savings would cover and your target.

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Net Worth Calculator

Add up your assets and liabilities to see your net worth at a glance.

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Income Replacement Calculator

Find out how many months your family could sustain expenses without your income.

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